Wal-Mart Brings Back Interest-Free Holiday Layaway

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After seeing high customer demand for layaway during last year's winter holiday season, Wal-Mart is expanding the interest-free pay-over-time program for Christmas.

The new program will last a month longer than last year's program and will include more items than the toys and electronics featured last year.

Wal-Mart said its layaway program, which will begin Sept. 16 and end Dec. 14, will give shoppers an extra month to spread their payments.

The list of items that will be available for layaway has broadened too and goes beyond last year's toys and electronics. Shoppers will be able to set aside small home appliances and select sporting goods, such as trampolines and large exercise equipment.

Wal-Mart is still requiring that each item is priced at $15 or more, and the total layaway purchase must be at least $50.

A downpayment of 10 percent or $10, whichever is greater, is required and will be applied to the purchase, the same terms as last year.

There's also a $15 fee to open an account. If the order is cancelled or not paid in full, the $15 is not refunded, but no additional cancellation fee will be charged. Shoppers who make their final layaway payment get a full refund of the $15 fee in a form of a Wal-Mart gift card.

Read More: CNBC


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